● DEALS IN STRUCTURING & EXECUTION LATAM · CIS · MENA CORRIDORS $0.5M–$5M CARGO · DEAL BY DEAL
Private commodity trade finance · Mid-market cargo · Professional participants

Returns from real cargo.
Capacity without a bank.

We assemble buyer, supplier and capital around one real cargo, then run a gated, documented cycle to settlement. Deal by deal. Nothing pooled.

$0.5M–$5M cargo · one ring-fenced vehicle per deal · 75–120 day cycles · target 12–17% APR, priced per deal · CARTHO paid last

Per-deal targets, not guarantees, not an offer. Capital at risk. Professional and eligible participants only.

Custody & escrow Banking partner · pilot
Inspection · load/discharge In negotiation
Legal BVI counsel · in scoping
Cargo cover Broker · in negotiation
Security review · platform gate Planned
Roles, not names — parties are named when contracts are signed, not before.
01 / The gap

Good trades die between the cargo and the capital.

A mid-market buyer can see the cargo, the supplier and the margin — and still lose the trade. The operating layer is missing.

01The buyer sees the opportunityReal cargo, real counterparty, real margin — a window measured in days.DEMAND
02The supplier needs certaintyVolume moves on payment certainty, not on intent.SUPPLY
03Capital needs structureTitle · documents · insurance · hedge · settlement order. Not a pitch.CAPITAL

Banks moved up-market
and left this flow behind.

CARTHO is that layer — a participant that assembles the trade and makes it financeable. Not a marketplace watching from the side.

Too small. $0.5M–$5M does not clear a global bank's structured desk.
Too physical. Lenders underwrite balance sheets, not bills of lading.
Too slow. Credit committees meet monthly. The window is days.
02 / Mechanism

One cargo. Six gates. One disciplined cycle.

One ring-fenced vehicle per cargo. Hard stops on identity, documents and funds. CARTHO is paid last.

01Deal intakeBuyer · supplier · commodity · route · economics · documents. Complete before financing is discussed.ORIGINATION
02KYB / KYC and sanctionsIdentity, beneficial ownership, sanctions — every party. Hard stop, no exceptions.COMPLIANCE
03Deal vehicle and escrowOne ring-fenced vehicle holds title — endorsed BoL / eBL, warrant or receivables. A hash is a record, not a title.STRUCTURE
04Cargo and documentsIndependent inspection at load and discharge. Money moves against documents, not assurances.EVIDENCE
05MonitoringCargo, documents, price and exceptions tracked across 75–120 days. Hedge is a funding precondition.RISK
06Settlement waterfallTaxes → capital principal → capital return → insurance & hedge → supplier → CARTHO, last → residual.SETTLEMENT

We are paid after
everyone else is made whole.

Our fee sits last in the waterfall. Under-recovery zeroes it before touching anyone's principal.

No management fee, no AUM charge, nothing earned while a deal sits idle.

Ring-fence. CARTHO's balance sheet is not your counterparty. The deal vehicle is.
Title, not tokens. Endorsed BoL / eBL, warehouse warrant or assigned receivables — held by the vehicle.
Downside. On buyer default the vehicle still holds title. The cargo is sold; the waterfall runs.
02b / Tracked

~$1.86M, tracked gate to gate.

2,052 tonnes of copper concentrate, Brazil to Tianjin, through all six gates. Funds never touch CARTHO — they move only when a gate's conditions are evidenced.

READ AS
01 · DEAL INTAKE

One cargo becomes one deal file.

2,052 tonnes of copper concentrate at a Brazilian mine, a buyer in Tianjin. One file: route, economics, documents — before anyone talks financing.

Deal file assembled at intake: buyer, supplier, commodity spec, route, incoterms, economics, document checklist. No capital is approached until the commercial story is complete.

02 · KYB / KYC + SANCTIONS

Everyone is screened. Hard stop.

Both counterparties and every intermediary — identity, beneficial ownership, sanctions. The WHO light turns amber only when every party clears.

KYB/KYC with beneficial-ownership disclosure on every party; OFAC / EU / UN screening on counterparties, cargo, route and banks. Re-screened on any party change. No conditional passes.

03 · VEHICLE + ESCROW

The vault closes around this cargo alone.

A ring-fenced vehicle forms for this cargo alone. Title lives in its shipping documents; ~$1.86M sits in escrow no single party — CARTHO included — can move.

Corridor-specific vehicle per cargo. Title perfected via endorsed BoL / eBL, warehouse warrant or assigned receivables, held by the vehicle. Controlled escrow with independent release gates; no unilateral movement.

04 · CARGO + DOCUMENTS

Financing releases against paper, not promises.

Independent inspection at load. The WHERE light joins WHO and WHAT — and only evidenced documents move money.

Inspection at load and discharge; title documents under controlled custody; warehouse and transit evidence tracked to the shipment. Double-financing stopped in document custody, not in software.

05 · MONITORING

75 days, marked daily.

Across the crossing: cargo status, document state, price exposure, exceptions. The short hedge on the underlying is marked every day and unwound with the cycle.

Exchange-listed short hedge as a funding precondition — sized to the deal, marked daily. Cargo, documents, price exposure and exception flags tracked across the full cycle.

06 · SETTLEMENT WATERFALL

Everyone is paid in order. CARTHO last.

Documents against payment, all four checks green. The vault opens once, in order — CARTHO's fee last. Closed at a 13% gross spread.

Documented, auditable payment order: taxes and duties → capital principal → capital return → insurance and hedge costs → supplier → CARTHO fee (last) → residual to the vehicle. Under-recovery zeroes CARTHO's fee before touching capital principal.

03 / Calibration

Brazil to Tianjin. 2,052 tonnes. One completed 75‑day cycle.

The path this transaction followed is the path our six gates encode.

Executed by our trading partner, not by CARTHO. We publish it as a model calibration case, not as CARTHO track record. CARTHO-structured cycles are disclosed in the deal room as they run — and join the record as they settle.
$1.75MWorking capital
6 + 1Corridors mapped + calibration case
75–120Days per cycle
NDADeal-level disclosure
CORRIDOR MAP · ILLUSTRATIVE · CORRIDOR-LEVEL ONLY
DRAG TO ROTATE · SCROLL TO ZOOM
What we are structuring now

LATAM coffee (Colombia → Argentina) · copper to Asia · LATAM ↔ Europe · LATAM → Kazakhstan · Kazakhstan ↔ China · MENA → Europe.

Corridor-level disclosure only. Deal detail is shared under NDA with capital partners in the deal room. See corridor detail → · Walk through the cycle →

04 / Protection

If CARTHO vanished tomorrow, the cargo and the claim would not.

CARTHO never holds your money and never owns the cargo. Six mechanisms work without us in the room. A protection you cannot verify is marketing.

The vanishing test 6 mechanisms · status stated per item
  1. 01
    The deal vehicle owns the cargo — not CARTHO.
    One vehicle per cargo holds the title documents. HoldCo (BVI) → TradeCo → deal vehicle. Remoteness rests on a true-sale opinion, not an org chart.
    In scoping Counsel engagement · closing-grade legal pack
  2. 02
    Escrow release is not ours to trigger.
    Controlled escrow, independent release gates. No single party — CARTHO included — moves funds alone.
    Pilot Digital escrow pilot with a banking partner
  3. 03
    One cargo cannot be financed twice.
    One register entry per cargo · documents in controlled custody · inspection at load and discharge. Double-financing dies in custody, not in software.
    Planned Register · rolling out with the platform
  4. 04
    The platform is not a black box.
    Full source code under our control — not a hosted service we cannot leave. Independent security review is a standing platform gate.
    Planned Review scoped as a standing precondition
  5. 05
    The recovery path is written down before funding.
    On default the vehicle still holds title: cargo sold, waterfall runs. Stress cases live in the deal pack, under NDA.
    In preparation Deal pack v1.1 · closing-grade documents
  6. 06
    Cargo and credit cover are funding preconditions.
    No deal funds without cargo cover — and credit cover where the corridor requires it. Loss payee is the deal vehicle, never CARTHO.
    In negotiation Broker selection

What breaks — and what catches it.

Four things can go wrong after funding. Each has a contractual catch — with its real status.

01
Buyer defaults.

The vehicle still holds title. The cargo is sold; proceeds run the waterfall. Modelling in the deal pack, under NDA.

Title · spot disposal · waterfall In preparation
02
The price moves against the cargo.

An exchange-listed short hedge on the underlying is a funding precondition — sized to the deal, marked daily, unwound with the cycle.

Funding precondition · marked daily
03
The cargo is lost or damaged.

Per-shipment cargo cover is a funding precondition. Loss payee: the deal vehicle, never CARTHO.

Loss payee: the vehicle In negotiation
04
The platform fails.

Title lives in documents, not in software. The register is evidence, not custody.

Documents over software Planned

None of these layers pay CARTHO. They pay the vehicle; the vehicle pays capital. Our fee comes last.

We publish evidence, not adjectives.

Disclosure widens as documents close — never before. Three levels, applied to every deal.

  1. Public Corridors, deal model, settlement order — corridor-level, no counterparties. This site
  2. Deal room Deals in structuring and execution — counterparties, notionals, pricing. Under NDA
  3. Deal record Settled CARTHO cycles — published as their documents close. Rolling

Nothing on this page claims more than the documents behind it.

05 / Participants

One network. Four ways in.

Capital needs evidence. Traders need capacity. Suppliers need certainty. Partners need depth they do not have to build.

Capital partners · institutional

Pick the cargo, not the fund.

One vehicle per deal. Full disclosure before you commit — cargo, counterparties, documents, hedge. 75–120 days, not a five-year lock.

  • Ticket, from$10,000
  • Target APR12–17%
  • Duration75–120 days
  • Fee positionCARTHO last
Request the deal room →
Target APR is a per-deal target agreed at subscription. It is not a guarantee, not a pooled return and not an offer of securities. Capital at risk.
Eligible individual investors

Access without the institutional ticket — for those who qualify.

From $500, gated — not a public offering. KYC, jurisdiction screening, eligibility declaration, signed risk acknowledgement. Confirmed at onboarding, not at signup.

  • From$500
  • RequiresKYC + declaration
  • ScreeningRisk acknowledgement
  • AvailabilityBy jurisdiction
Check eligibility →
Not offered to US persons, or where an offer would require a registration CARTHO does not hold. Capital at risk — do not commit what you cannot afford to lose.
Buyer-traders

Move cargo larger than your balance sheet.

You bring the deal — buyer, supplier, margin. We bring structure, escrow discipline, syndicated capital and the settlement path. You keep the trading relationship.

  • Ticket$0.5M–$5M
  • You bringDeposit + the deal
  • DecisionDays, not quarters
  • BasisComplete cargo story
Bring us a trade →
Suppliers & strategic partners

Paid when the cargo moves — or plug into the flow.

Suppliers — verified buyers, escrow-backed payment, no crypto paperwork. Partners — corridor knowledge or client access, connected to repeat flow.

  • PaymentEscrow-backed
  • BuyersKYB-verified
  • OnboardingDesk-reviewed
  • PartnersChannel or corridor
Bring us a supply flow → Build a channel with CARTHO →
06 / Positioning

Built around commodity trade, not adapted to it afterwards.

The edge is not capital — capital is available. The edge is the operating depth that makes a difficult trade financeable and repeatable.

Alternative Where it starts Where CARTHO starts
Bank Balance sheet and standard credit process The trades that process leaves behind
Factor The receivable The full cargo transaction — title, documents, logistics, settlement
Trade finance fund A portfolio mandate and a blind pool A deal-by-deal operating and capital network
Generic RWA platform A financial asset and a token wrapper Physical evidence and settlement
Direct private deal Relationships and manual coordination Repeatability — every closed cycle strengthens the next
Banks moved up-market. Mid-market commodity flow is structurally underserved.
Trade evidence went digital. eBL makes transaction-level verification practical.
Private capital wants the real economy. Allocators are looking past financial wrappers.
Institutional rails will connect. Banking, custody, inspection and insurance plug in per layer.
07 / Trajectory

Scale is earned, cycle by cycle.

The network widens on settled evidence, not on a calendar. What runs, what scales, and what stays gated on counsel.

Running Now Deal execution
  • Cycles in structuring and execution across LATAM, CIS and MENA
  • Counsel scopes and closing-grade documentation
  • Supplier and corridor contracts
  • Settlement and waterfall executed against documents
Scaling With each settled cycle Network depth
  • Additional corridors and repeat flow
  • Expanded capital base
  • Standardised deal pack and capital-partner reporting
  • Infrastructure and channel partnerships
Gated on counsel On sign-off Wider access
  • Eligible-investor access, jurisdiction by jurisdiction
  • Public deal register
  • Secondary liquidity — subject to legal opinion
Under review Vehicle level Treasury efficiency
  • Conservative, redeemable-on-demand deployment of idle escrow
  • Requires counsel sign-off and capital partner consent — no part of any target return
Everything above is gated on counsel sign-off. Where a vendor or jurisdiction is not fixed, this site says so.
Private operating network · Evidence-gated disclosure

The cargo is real.
The documents are real.
The settlement order is written down before anyone funds.

Moving mid-market cargo, allocating short-duration capital, or building a channel that needs commodity depth — the conversation starts with a real trade.